> ## Documentation Index
> Fetch the complete documentation index at: https://docs.hifi.com/llms.txt
> Use this file to discover all available pages before exploring further.

# About Rails

> Unlocking a Rail enables a user's access to specific payment networks and geographic regions.

## Overview

HIFI supports three rails. Each rail provides a specialized connection to specific markets and payment methods, enabling pay-ins (onramps) and pay-outs (offramps) for individuals and businesses.

* **USD Rail** – enables payins and payouts to the US
* **Global Network Rail** – enables payouts to multiple regions
* **Africa Rail (Beta)** – enables payins and payouts to multiple countries

<Info>
  See the [coverage page](/docs/coverage) for the full list of supported countries and regions.
</Info>

## USD Rail

The USD Rail enables USD pay-ins and pay-outs through multiple payment methods and supports virtual accounts for onramps.

**Payment Methods:**

* ACH (Automated Clearing House)
* RTP (Real-Time Payments)
* Wire transfers

**Features:**

* Virtual accounts for onramps
* Payouts include user's KYC/B name
* Full USD onramp and offramp capabilities

Learn more: [USD Rail](/docs/rails/usd)

## Global Network Rail

The Global Network Rail enables payouts across Asia, Europe, Africa, and the Americas with support for multiple currencies.

**Supported Regions:**

* **China (CN)**: USD and CNY
* **Hong Kong (HK)**: USD and HKD
* **Europe**: EUR and USD
* **Other regions**: BRL, MXN, NGN

Learn more: [Global Network Rail](/docs/rails/global-network)

## Africa Rail (Beta)

<Warning>
  The Africa Rail is currently in **beta**. Features and supported countries may change.
</Warning>

The Africa Rail enables payins and payouts to various African countries with local currency support.

**Supported Countries:**

* Benin (BEN)
* Botswana (BWA)
* Burkina Faso (BFA)
* Cameroon (CMR)
* Côte d'Ivoire (CIV)
* Kenya (KEN)
* Malawi (MWI)
* Mali (MLI)
* Nigeria (NGA)
* Senegal (SEN)
* South Africa (ZAF)
* Tanzania (TZA)
* Togo (TGO)
* Uganda (UGA)
* Zambia (ZMB)

Learn more: [Africa Rail](/docs/rails/africa)