> ## Documentation Index
> Fetch the complete documentation index at: https://docs.hifi.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Delete an external account

> Deactivate an external account. The account is marked as inactive and can no longer be used for transfers.



## OpenAPI

````yaml https://production.hifi.com/api/v3/openapi.json delete /v3/users/{userId}/counter-parties/{counterPartyId}/external-accounts/{externalAccountId}
openapi: 3.0.0
info:
  title: Hifi API
  version: 3.0.0
  description: API documentation for HIFI
servers:
  - url: https://production.hifi.com
    description: Production server
  - url: https://sandbox.hifi.com
    description: Sandbox server
security:
  - bearerAuth: []
tags:
  - name: Common
    description: Common endpoints
  - name: User
    description: User endpoints
  - name: Counter Party
    description: Counter party endpoints
  - name: Crypto Transfer
    description: Crypto transfer and batch transfer endpoints
  - name: Wallet
    description: Wallet and wallet offer endpoints
  - name: External Account
    description: External bank account endpoints (under a counter party)
  - name: External Wallet
    description: External wallet endpoints (under a counter party)
  - name: External Card
    description: External card endpoints (under a counter party)
  - name: Token Swap
    description: Token swap endpoints
  - name: Bridge
    description: Bridge endpoints
  - name: Virtual Account
    description: Virtual account endpoints
  - name: Compliance
    description: Compliance and compliance link endpoints
  - name: Webhook Endpoint
    description: Webhook endpoint endpoints
  - name: File
    description: File upload endpoints
  - name: Onramp
    description: Onramp (fiat to crypto) endpoints
  - name: Offramp
    description: Offramp (crypto to fiat) endpoints
  - name: Orchestration Address
    description: Orchestration (liquidation) address endpoints
  - name: KYC Link
    description: Hosted and custom KYC/KYB link endpoints
  - name: Transfer Approval
    description: Transfer approval endpoints
  - name: Corridor
    description: Supported fiat/crypto transfer corridor endpoints
  - name: Migration
    description: v2-to-v3 ID mapping endpoints
paths:
  /v3/users/{userId}/counter-parties/{counterPartyId}/external-accounts/{externalAccountId}:
    delete:
      tags:
        - External Account
      summary: Delete an external account
      description: >-
        Deactivate an external account. The account is marked as inactive and
        can no longer be used for transfers.
      operationId: v3DeleteExternalAccount
      parameters:
        - $ref: '#/components/parameters/UserIdPathParameter'
        - $ref: '#/components/parameters/CounterPartyIdPathParameter'
        - $ref: '#/components/parameters/ExternalAccountIdPathParameter'
      responses:
        '200':
          $ref: '#/components/responses/DeleteExternalAccountResponse'
        '400':
          $ref: '#/components/responses/BadRequestResponse'
        '401':
          $ref: '#/components/responses/UnauthorizedResponse'
        '404':
          $ref: '#/components/responses/NotFoundResponse'
        '500':
          $ref: '#/components/responses/InternalServerErrorResponse'
components:
  parameters:
    UserIdPathParameter:
      name: userId
      in: path
      schema:
        type: string
        pattern: ^user_[A-Za-z0-9]+$
      description: ID of the user.
      required: true
    CounterPartyIdPathParameter:
      name: counterPartyId
      in: path
      required: true
      schema:
        type: string
      description: Public ID of the counter party (prefixed with `cpty_`)
      example: cpty_7bV1aLcs3Kf9dQ2mNpXwZ
    ExternalAccountIdPathParameter:
      name: externalAccountId
      in: path
      required: true
      schema:
        type: string
      description: Public ID of the external account (prefixed with `extacct_`)
      example: extacct_9aB0xY4mNpXwZ7bV1aLdt
  responses:
    DeleteExternalAccountResponse:
      description: >-
        External account deactivated successfully. The account is now inactive
        and can no longer be used for transfers.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ExternalAccountObject'
          example:
            id: extacct_9aB0xY4mNpXwZ7bV1aLdt
            userId: usr_3Kf9dQ2mNpXwZ7bV1aLcs
            counterPartyId: cpty_7dLpR2mNpXwZ7bV1aQz3x
            accountNumber: '****6789'
            routingNumber: '021000021'
            accountType: CHECKING
            bankName: Chase Bank
            bankAddress:
              addressLine1: 123 Main Street
              city: New York
              stateProvinceRegion: NY
              postalCode: '10001'
              country: USA
            currency: USD
            transferType: ACH
            status: INACTIVE
            createdAt: '2026-07-01T10:30:00.000Z'
            updatedAt: '2026-07-01T12:00:00.000Z'
    BadRequestResponse:
      description: Bad Request — the request was malformed or failed validation.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ApiError'
          example:
            type: VALIDATION_ERROR
            message: One or more fields are invalid or missing.
            fields:
              - code: invalid_value
                message: Must be a valid email address
                field: email
    UnauthorizedResponse:
      description: Unauthorized
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Unauthorized'
    NotFoundResponse:
      description: Not Found
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/NotFound'
    InternalServerErrorResponse:
      description: Internal Server Error
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/InternalServerError'
  schemas:
    ExternalAccountObject:
      type: object
      description: An external account.
      properties:
        id:
          type: string
          description: Public ID of the external account (prefixed with `extacct_`).
          example: extacct_9aB0xY4mNpXwZ7bV1aLdt
        userId:
          type: string
          description: >-
            Public ID of the user this account belongs to (prefixed with
            `usr_`).
          example: usr_3Kf9dQ2mNpXwZ7bV1aLcs
        counterPartyId:
          type: string
          description: >-
            Public ID of the counter party this account belongs to (prefixed
            with `cpty_`).
          example: cpty_7dLpR2mNpXwZ7bV1aQz3x
        accountNumber:
          type: string
          description: Masked bank account number.
          example: '****6789'
        routingNumber:
          type: string
          description: ABA routing number.
          example: '021000021'
        accountType:
          type: string
          enum:
            - CHECKING
            - SAVINGS
          example: CHECKING
        iban:
          type: string
          description: Masked IBAN.
          example: '****6789'
        swiftCode:
          type: string
          description: SWIFT/BIC code.
          example: DEUTDEFF
        sortCode:
          type: string
          description: Sort code.
          example: '123456'
        pixKey:
          type: string
          description: Masked PIX key (EVP format).
          example: '****4000'
        phoneNumber:
          type: string
          description: Masked phone number.
          example: +57*****4567
        email:
          type: string
          description: Masked email (PIX key, Brazil only).
          example: j***e@e*****e.com
        cpf:
          type: string
          description: Masked CPF (PIX key, Brazil only).
          example: '****8901'
        cnpj:
          type: string
          description: Masked CNPJ (PIX key, Brazil only).
          example: '****1234'
        bankName:
          type: string
          example: Chase Bank
        bankAddress:
          $ref: '#/components/schemas/ExternalAccountBankAddress'
        currency:
          type: string
          enum:
            - USD
            - EUR
            - BRL
            - NGN
            - KES
            - TZS
            - UGX
            - BWP
            - XAF
            - MWK
            - RWF
            - ZMW
            - XOF
            - ZAR
            - MXN
            - PHP
            - AED
            - HKD
            - CNY
            - COP
            - ARS
            - SGD
            - GBP
          example: USD
        transferType:
          type: string
          enum:
            - ACH
            - WIRE
            - SWIFT
            - RTP
            - PIX
            - SPEI
            - CHATS
            - FPS
            - CIPS
            - SEPA
            - INSTAPAY
            - PESONET
            - NEQUI
            - BANK
          example: ACH
        fpsId:
          type: string
          description: Masked Faster Payment System identifier.
          example: '****6789'
        clabe:
          type: string
          description: Masked CLABE number.
          example: '****9719'
        status:
          type: string
          enum:
            - ACTIVE
            - INACTIVE
          example: ACTIVE
        createdAt:
          type: string
          format: date-time
          example: '2026-07-01T10:30:00.000Z'
        updatedAt:
          type: string
          format: date-time
          example: '2026-07-01T10:30:00.000Z'
    ApiError:
      type: object
      description: >-
        Standard v3 error shape, returned by validation failures and
        business-logic errors alike.
      properties:
        type:
          type: string
          description: >-
            Machine-readable error type, e.g. VALIDATION_ERROR,
            ACTION_NOT_ALLOWED, RESOURCE_CONFLICT.
          example: VALIDATION_ERROR
        message:
          type: string
          description: Human-readable error message.
          example: One or more fields are invalid or missing.
        fields:
          type: array
          description: >-
            Present on field-level validation errors. One entry per problem
            field.
          items:
            type: object
            properties:
              code:
                type: string
                description: Error code related to the field issue.
              message:
                type: string
                description: Error message for the specific issue.
              field:
                type: string
                description: The name of the field that has an issue.
    Unauthorized:
      type: object
      properties:
        type:
          type: string
          description: Unauthorized enum
          example: UNAUTHORIZED
        message:
          type: string
          description: Unauthorized message
          example: Authentication required
    NotFound:
      type: object
      properties:
        type:
          type: string
          example: RESOURCE_NOT_FOUND
          description: The error type, e.g., RESOURCE_NOT_FOUND
        message:
          type: string
          description: A descriptive error message
        fields:
          type: array
          description: List of specific field errors
          items:
            type: object
            properties:
              code:
                type: string
                description: Error code related to the field issue
              message:
                type: string
                description: Error message for the specific issue
              field:
                type: string
                description: The name of the field that has an issue
    InternalServerError:
      type: object
      properties:
        type:
          type: string
          example: INTERNAL_SERVER_ERROR
          description: Internal server error enum
        message:
          type: string
          example: An internal server error occurred
          description: Internal server error message
    ExternalAccountBankAddress:
      type: object
      description: Address of the beneficiary bank.
      required:
        - addressLine1
        - city
        - stateProvinceRegion
        - postalCode
        - country
      properties:
        addressLine1:
          type: string
          description: Primary address line.
          example: 123 Main Street
        addressLine2:
          type: string
          description: Secondary address line (apartment, suite, etc.).
          example: Suite 100
        city:
          type: string
          description: City name.
          example: New York
        stateProvinceRegion:
          type: string
          maxLength: 10
          description: State, province, or region.
          example: NY
        postalCode:
          type: string
          description: Postal or ZIP code.
          example: '10001'
        country:
          type: string
          description: ISO 3166-1 alpha-3 country code.
          example: USA
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT

````