> ## Documentation Index
> Fetch the complete documentation index at: https://docs.hifi.com/llms.txt
> Use this file to discover all available pages before exploring further.

# List eligible virtual account routes for a user

> List the virtual account routes a specific user is eligible to create a
virtual account against, based on the profile's provider capabilities and
the user's provider onboarding status. Returns route IDs by default; pass
`expand=true` to get full route objects.




## OpenAPI

````yaml https://production.hifi.com/api/v3/openapi.json get /v3/users/{userId}/virtual-accounts/routes/eligibility
openapi: 3.0.0
info:
  title: Hifi API
  version: 3.0.0
  description: API documentation for HIFI
servers:
  - url: https://production.hifi.com
    description: Production server
  - url: https://sandbox.hifi.com
    description: Sandbox server
security:
  - bearerAuth: []
tags:
  - name: Common
    description: Common endpoints
  - name: User
    description: User endpoints
  - name: Counter Party
    description: Counter party endpoints
  - name: Crypto Transfer
    description: Crypto transfer and batch transfer endpoints
  - name: Wallet
    description: Wallet and wallet offer endpoints
  - name: External Account
    description: External bank account endpoints (under a counter party)
  - name: External Wallet
    description: External wallet endpoints (under a counter party)
  - name: External Card
    description: External card endpoints (under a counter party)
  - name: Token Swap
    description: Token swap endpoints
  - name: Bridge
    description: Bridge endpoints
  - name: Virtual Account
    description: Virtual account endpoints
  - name: Compliance
    description: Compliance and compliance link endpoints
  - name: Webhook Endpoint
    description: Webhook endpoint endpoints
  - name: File
    description: File upload endpoints
  - name: Onramp
    description: Onramp (fiat to crypto) endpoints
  - name: Offramp
    description: Offramp (crypto to fiat) endpoints
  - name: Orchestration Address
    description: Orchestration (liquidation) address endpoints
  - name: KYC Link
    description: Hosted and custom KYC/KYB link endpoints
  - name: Transfer Approval
    description: Transfer approval endpoints
  - name: Corridor
    description: Supported fiat/crypto transfer corridor endpoints
  - name: Migration
    description: v2-to-v3 ID mapping endpoints
paths:
  /v3/users/{userId}/virtual-accounts/routes/eligibility:
    get:
      tags:
        - Virtual Account
      summary: List eligible virtual account routes for a user
      description: >
        List the virtual account routes a specific user is eligible to create a

        virtual account against, based on the profile's provider capabilities
        and

        the user's provider onboarding status. Returns route IDs by default;
        pass

        `expand=true` to get full route objects.
      operationId: v3ListEligibleVirtualAccountRoutes
      parameters:
        - $ref: '#/components/parameters/UserIdPathParameter'
        - $ref: '#/components/parameters/LimitParameter'
        - $ref: '#/components/parameters/VaRouteFiatCurrencyQueryParameter'
        - $ref: '#/components/parameters/VaRouteCountryQueryParameter'
        - $ref: '#/components/parameters/VaRouteTransferTypeQueryParameter'
        - $ref: '#/components/parameters/VaRouteEligibilityExpandQueryParameter'
      responses:
        '200':
          $ref: '#/components/responses/GetUserVirtualAccountRouteEligibilityResponse'
        '400':
          $ref: '#/components/responses/BadRequestResponse'
        '401':
          $ref: '#/components/responses/UnauthorizedResponse'
        '404':
          $ref: '#/components/responses/NotFoundResponse'
        '500':
          $ref: '#/components/responses/InternalServerErrorResponse'
components:
  parameters:
    UserIdPathParameter:
      name: userId
      in: path
      schema:
        type: string
        pattern: ^user_[A-Za-z0-9]+$
      description: ID of the user.
      required: true
    LimitParameter:
      name: limit
      in: query
      schema:
        type: integer
        minimum: 1
        maximum: 100
      description: default to 10, maximum to 100
      required: false
    VaRouteFiatCurrencyQueryParameter:
      name: fiatCurrency
      in: query
      required: false
      schema:
        type: string
      description: Filter virtual account routes by fiat currency, e.g. `USD`.
      example: USD
    VaRouteCountryQueryParameter:
      name: country
      in: query
      required: false
      schema:
        type: string
      description: >-
        Filter virtual account routes by destination country (ISO 3166-1
        alpha-3).
      example: USA
    VaRouteTransferTypeQueryParameter:
      name: transferType
      in: query
      required: false
      schema:
        type: string
        enum:
          - ACH
          - WIRE
          - SWIFT
          - RTP
          - PIX
          - SPEI
          - CHATS
          - FPS
          - CIPS
          - SEPA
          - INSTAPAY
          - PESONET
          - NEQUI
          - BANK
      description: Filter virtual account routes by transfer type.
    VaRouteEligibilityExpandQueryParameter:
      name: expand
      in: query
      required: false
      schema:
        type: boolean
        default: false
      description: >-
        When `true`, returns the full route object for each eligible route
        instead of just its ID.
  responses:
    GetUserVirtualAccountRouteEligibilityResponse:
      description: >-
        A cursor-paginated list of route IDs (or full route objects, if
        `expand=true`) a user is eligible for.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/VirtualAccountRouteEligibilityListObject'
          example:
            data:
              - var_9aB0xY4mNpXwZ7bV1aLdt
            pagination:
              hasMore: false
              startCursor: var_9aB0xY4mNpXwZ7bV1aLdt
              endCursor: var_9aB0xY4mNpXwZ7bV1aLdt
    BadRequestResponse:
      description: Bad Request — the request was malformed or failed validation.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/ApiError'
          example:
            type: VALIDATION_ERROR
            message: One or more fields are invalid or missing.
            fields:
              - code: invalid_value
                message: Must be a valid email address
                field: email
    UnauthorizedResponse:
      description: Unauthorized
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Unauthorized'
    NotFoundResponse:
      description: Not Found
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/NotFound'
    InternalServerErrorResponse:
      description: Internal Server Error
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/InternalServerError'
  schemas:
    VirtualAccountRouteEligibilityListObject:
      type: object
      description: |
        Cursor-paginated list of virtual account routes a user is eligible for.
        Each entry is a route ID unless `expand=true` was passed, in which case
        each entry is the full route object.
      properties:
        data:
          type: array
          items:
            oneOf:
              - type: string
                example: var_9aB0xY4mNpXwZ7bV1aLdt
              - $ref: '#/components/schemas/VirtualAccountRouteObject'
        pagination:
          $ref: '#/components/schemas/Pagination'
    ApiError:
      type: object
      description: >-
        Standard v3 error shape, returned by validation failures and
        business-logic errors alike.
      properties:
        type:
          type: string
          description: >-
            Machine-readable error type, e.g. VALIDATION_ERROR,
            ACTION_NOT_ALLOWED, RESOURCE_CONFLICT.
          example: VALIDATION_ERROR
        message:
          type: string
          description: Human-readable error message.
          example: One or more fields are invalid or missing.
        fields:
          type: array
          description: >-
            Present on field-level validation errors. One entry per problem
            field.
          items:
            type: object
            properties:
              code:
                type: string
                description: Error code related to the field issue.
              message:
                type: string
                description: Error message for the specific issue.
              field:
                type: string
                description: The name of the field that has an issue.
    Unauthorized:
      type: object
      properties:
        type:
          type: string
          description: Unauthorized enum
          example: UNAUTHORIZED
        message:
          type: string
          description: Unauthorized message
          example: Authentication required
    NotFound:
      type: object
      properties:
        type:
          type: string
          example: RESOURCE_NOT_FOUND
          description: The error type, e.g., RESOURCE_NOT_FOUND
        message:
          type: string
          description: A descriptive error message
        fields:
          type: array
          description: List of specific field errors
          items:
            type: object
            properties:
              code:
                type: string
                description: Error code related to the field issue
              message:
                type: string
                description: Error message for the specific issue
              field:
                type: string
                description: The name of the field that has an issue
    InternalServerError:
      type: object
      properties:
        type:
          type: string
          example: INTERNAL_SERVER_ERROR
          description: Internal server error enum
        message:
          type: string
          example: An internal server error occurred
          description: Internal server error message
    VirtualAccountRouteObject:
      type: object
      description: A supported virtual account route.
      properties:
        id:
          type: string
          description: Public ID of the route (prefixed with `var_`).
          example: var_9aB0xY4mNpXwZ7bV1aLdt
        country:
          type: string
          description: ISO 3166-1 alpha-3 destination country.
          example: USA
        fiatCurrency:
          type: string
          example: USD
        transferType:
          type: string
          example: ACH
        cryptoCurrency:
          type: string
          enum:
            - USDC
            - USDT
            - USDG
            - PYUSD
          example: USDC
        chain:
          type: string
          enum:
            - POLYGON
            - SOLANA
            - ETHEREUM
            - BASE
            - BSC
            - FLOW_EVM
            - CANTON
            - TRON
          example: POLYGON
        status:
          type: string
          enum:
            - ACTIVE
            - INACTIVE
          example: ACTIVE
    Pagination:
      type: object
      properties:
        hasMore:
          type: boolean
        startCursor:
          type: string
          nullable: true
        endCursor:
          type: string
          nullable: true
      required:
        - hasMore
        - startCursor
        - endCursor
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT

````