curl --request POST \
  --url https://production.hifi.com/v3/users/{userId}/external-card-sessions/{cardSessionId}/submit \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "counterParty": {
    "type": "INDIVIDUAL",
    "firstName": "Jane",
    "lastName": "Doe"
  },
  "externalCard": {
    "firstName": "Jane",
    "lastName": "Doe",
    "cardNumber": "4111111111111111",
    "expiryMonth": "09",
    "expiryYear": "28",
    "cvv": "123"
  }
}
'

import requests

url = "https://production.hifi.com/v3/users/{userId}/external-card-sessions/{cardSessionId}/submit"

payload = {
    "counterParty": {
        "type": "INDIVIDUAL",
        "firstName": "Jane",
        "lastName": "Doe"
    },
    "externalCard": {
        "firstName": "Jane",
        "lastName": "Doe",
        "cardNumber": "4111111111111111",
        "expiryMonth": "09",
        "expiryYear": "28",
        "cvv": "123"
    }
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    counterParty: {type: 'INDIVIDUAL', firstName: 'Jane', lastName: 'Doe'},
    externalCard: {
      firstName: 'Jane',
      lastName: 'Doe',
      cardNumber: '4111111111111111',
      expiryMonth: '09',
      expiryYear: '28',
      cvv: '123'
    }
  })
};

fetch('https://production.hifi.com/v3/users/{userId}/external-card-sessions/{cardSessionId}/submit', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://production.hifi.com/v3/users/{userId}/external-card-sessions/{cardSessionId}/submit",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'counterParty' => [
        'type' => 'INDIVIDUAL',
        'firstName' => 'Jane',
        'lastName' => 'Doe'
    ],
    'externalCard' => [
        'firstName' => 'Jane',
        'lastName' => 'Doe',
        'cardNumber' => '4111111111111111',
        'expiryMonth' => '09',
        'expiryYear' => '28',
        'cvv' => '123'
    ]
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://production.hifi.com/v3/users/{userId}/external-card-sessions/{cardSessionId}/submit"

	payload := strings.NewReader("{\n  \"counterParty\": {\n    \"type\": \"INDIVIDUAL\",\n    \"firstName\": \"Jane\",\n    \"lastName\": \"Doe\"\n  },\n  \"externalCard\": {\n    \"firstName\": \"Jane\",\n    \"lastName\": \"Doe\",\n    \"cardNumber\": \"4111111111111111\",\n    \"expiryMonth\": \"09\",\n    \"expiryYear\": \"28\",\n    \"cvv\": \"123\"\n  }\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://production.hifi.com/v3/users/{userId}/external-card-sessions/{cardSessionId}/submit")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"counterParty\": {\n    \"type\": \"INDIVIDUAL\",\n    \"firstName\": \"Jane\",\n    \"lastName\": \"Doe\"\n  },\n  \"externalCard\": {\n    \"firstName\": \"Jane\",\n    \"lastName\": \"Doe\",\n    \"cardNumber\": \"4111111111111111\",\n    \"expiryMonth\": \"09\",\n    \"expiryYear\": \"28\",\n    \"cvv\": \"123\"\n  }\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://production.hifi.com/v3/users/{userId}/external-card-sessions/{cardSessionId}/submit")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"counterParty\": {\n    \"type\": \"INDIVIDUAL\",\n    \"firstName\": \"Jane\",\n    \"lastName\": \"Doe\"\n  },\n  \"externalCard\": {\n    \"firstName\": \"Jane\",\n    \"lastName\": \"Doe\",\n    \"cardNumber\": \"4111111111111111\",\n    \"expiryMonth\": \"09\",\n    \"expiryYear\": \"28\",\n    \"cvv\": \"123\"\n  }\n}"

response = http.request(request)
puts response.read_body

{
  "externalCardId": "extcrd_2mNpXwZ7bV1aLcs3Kf9dQ",
  "counterPartyId": "cpty_7bV1aLcs3Kf9dQ2mNpXwZ"
}

{
  "type": "VALIDATION_ERROR",
  "message": "One or more fields are invalid or missing.",
  "fields": [
    {
      "code": "invalid_value",
      "message": "Must be a valid email address",
      "field": "email"
    }
  ]
}

{
  "type": "UNAUTHORIZED",
  "message": "Authentication required"
}

{
  "type": "UNAUTHORIZED",
  "message": "Authentication required"
}

{
  "type": "RESOURCE_NOT_FOUND",
  "message": "<string>",
  "fields": [
    {
      "code": "<string>",
      "message": "<string>",
      "field": "<string>"
    }
  ]
}

{
  "type": "ACTION_NOT_ALLOWED",
  "message": "This action is not allowed"
}

{
  "type": "INTERNAL_SERVER_ERROR",
  "message": "An internal server error occurred"
}