curl --request POST \
  --url https://production.hifibridge.com/v2/users/{userId}/virtual-accounts \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "sourceCurrency": "usd",
  "externalWalletId": "<string>",
  "maxBps": 5000
}
'

import requests

url = "https://production.hifibridge.com/v2/users/{userId}/virtual-accounts"

payload = {
    "sourceCurrency": "usd",
    "externalWalletId": "<string>",
    "maxBps": 5000
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({sourceCurrency: 'usd', externalWalletId: '<string>', maxBps: 5000})
};

fetch('https://production.hifibridge.com/v2/users/{userId}/virtual-accounts', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://production.hifibridge.com/v2/users/{userId}/virtual-accounts",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'sourceCurrency' => 'usd',
    'externalWalletId' => '<string>',
    'maxBps' => 5000
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://production.hifibridge.com/v2/users/{userId}/virtual-accounts"

	payload := strings.NewReader("{\n  \"sourceCurrency\": \"usd\",\n  \"externalWalletId\": \"<string>\",\n  \"maxBps\": 5000\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://production.hifibridge.com/v2/users/{userId}/virtual-accounts")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"sourceCurrency\": \"usd\",\n  \"externalWalletId\": \"<string>\",\n  \"maxBps\": 5000\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://production.hifibridge.com/v2/users/{userId}/virtual-accounts")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"sourceCurrency\": \"usd\",\n  \"externalWalletId\": \"<string>\",\n  \"maxBps\": 5000\n}"

response = http.request(request)
puts response.read_body

{
  "message": "Virtual account created successfully",
  "accountInfo": {
    "id": "cfbc005d-8640-57a4-89e1-539c974fa780",
    "createdAt": "2025-09-27T03:08:11.548Z",
    "updatedAt": "2025-09-27T03:08:11.548Z",
    "userId": "840c28f2-ea7d-5c3a-9271-b10fd8b6ae6d",
    "source": {
      "paymentRail": [
        "ach",
        "wire",
        "rtp"
      ],
      "currency": "usd"
    },
    "destination": {
      "chain": "POLYGON",
      "currency": "usdc",
      "walletAddress": "0xd102C4130985B7fcB95697616eaf5542c4f98d49",
      "externalWalletId": null
    },
    "status": "activated",
    "depositInstructions": {
      "bankName": "Bank of NoWhere",
      "bankAddress": "123 Main St, New York, NY 10001, USA",
      "beneficiary": {
        "name": "Henry Wu",
        "address": "Example St 1., Apt 123, New York, NY, 10010, US"
      },
      "ach": {
        "routingNumber": "028000024",
        "accountNumber": "123456789"
      },
      "wire": {
        "routingNumber": "021000021",
        "accountNumber": "123456789"
      },
      "rtp": {
        "routingNumber": "021000021",
        "accountNumber": "123456789"
      },
      "instruction": "Please deposit usd to the bank account provided. Please ensure that the beneficiary name matches the account holder name provided, or the payment may be rejected."
    },
    "settlementRuleId": null
  }
}

{
  "code": 123,
  "error": "<string>",
  "errorDetails": "<string>"
}

{
  "status": "error",
  "error": {
    "code": "<string>",
    "message": "<string>"
  }
}

{
  "code": 123,
  "error": "<string>",
  "errorDetails": "<string>"
}