HIFI Docs

The Africa Rail is currently in beta. Features and supported countries may change.

Payment Methods

Payment Method	Direction	Typical Duration
Bank Transfer	Payin, Payout	1-3 business days
Mobile Money	Payin, Payout	Instant to 1 day

Currency Support

Country	Currency	Direction
Benin	XOF	Payin, Payout
Botswana	BWP	Payin, Payout
Burkina Faso	XOF	Payout
Cameroon	XAF	Payin, Payout
Côte d’Ivoire	XOF	Payin, Payout
Kenya	KES	Payout
Malawi	MWK	Payin, Payout
Mali	XOF	Payout
Nigeria	NGN	Payin, Payout
Senegal	XOF	Payout
South Africa	ZAR	Payout
Tanzania	TZS	Payin, Payout
Togo	XOF	Payin, Payout
Uganda	UGX	Payin, Payout
Zambia	ZMW	Payin, Payout

Individual

The Africa Rail for individual users requires KYC (Know Your Customer) verification. The requirements vary by country.

KYC Fields

Field	Description	`Required`
firstName	User’s first name	`Required`
lastName	User’s last name	`Required`
email	User’s email address	`Required`
phone	User’s phone number	`Required`
address	The address where the user currently resides. Required fields: `addressLine1`, `city`, `stateProvinceRegion`, `postalCode`, `country`. Optional: `addressLine2`	`Required`
dateOfBirth	User’s date of birth	`Required`
idType	Type of identification document. Refer to the ID Types section	`Required`
idNumber	Identification document number	`Required`

ID Types

ID Type	Description
DRIVERS	Drivers license
ID_CARD	Identification card
PASSPORT	National passport
RESIDENCE_PERMIT	Residence permit or document

Nigeria Requirements

For Nigerian users, the following additional fields are required:

Field	Description	`Required`
additionalIdType	Additional identification document type	`Required`
additionalIdNumber	Additional identification number	`Required`

Business

KYB Fields

Field	Description	`Required`
businessName	The full legal name of the business	`Required`
taxIdentificationNumber	Company tax number	`Required`

Note: Business accounts are not currently supported in Nigeria—only individual accounts are available.

Financial Institutions

Here’s a list of financial institutions supported for each country:

Nigeria

Channels: Bank, Momo
Availability: Onramp & Offramp

Offramp

Financial Institutions

Name	Type
Suntrust Bank	Bank
Accion MFB	Bank
Standard Chartered Bank	Bank
Nova MB	Bank
Citibank Nigeria	Bank
Wema Bank	Bank
Bowen MFB	Bank
Unity Bank	Bank
Premium Trust Bank	Bank
Mint-Finex Microfinance Bank	Bank
United Bank for Africa	Bank
Access Bank (Diamond)	Bank
Kuda Microfinance Bank	Bank
Union Bank of Nigeria	Bank
Ecobank Nigeria	Bank
Taj Bank	Bank
Providus Bank	Bank
PremiumTrust Bank	Bank
Access Bank	Bank
Stanbic IBTC Bank	Bank
Polaris Bank	Bank
Lotus Bank	Bank
Titan Trust Bank	Bank
Parallex Bank	Bank
PalmPay	Bank
Keystone Bank	Bank
Nomba Bank	Bank
Alternative Bank	Bank
Fidelity Bank	Bank
Moniepoint Microfinance Bank	Bank
OPay	Bank
GoMoney	Bank
Optimus Bank	Bank
Zenith Bank	Bank
Fairmoney Microfinance Bank Ltd	Bank
Globus Bank	Bank
Heritage Bank	Bank
Enterprise Bank	Bank
Guaranty Trust Bank	Bank
GT Bank	Bank
Paga	Bank
Jaiz Bank	Bank
VFD Microfinance Bank	Bank
Nownow (Contec Global)	Bank
NET MFB	Bank
Sterling Bank	Bank
Mainstreet Bank	Bank
9JAPAY MICROFINANCE	Bank
First City Monument Bank	Bank
Bellbank Microfinance	Bank
First Bank of Nigeria	Bank
Titan-Paystack	Bank

Onramp

Financial Institutions

Name	Type
Kuda Microfinance Bank	Bank
Taj Bank	Bank
Lotus Bank	Bank
PalmPay	Bank
Moniepoint Microfinance Bank	Bank
OPay	Bank
GoMoney	Bank
Fairmoney Microfinance Bank Ltd	Bank
Jaiz Bank	Bank
VFD Microfinance Bank	Bank
Nownow (Contec Global)	Bank
NET MFB	Bank
9JAPAY MICROFINANCE	Bank
Titan-Paystack	Bank

Kenya

Channels: Bank, Momo
Availability: Offramp

Offramp

Banks

Name	Type
Absa Bank Kenya Plc	Bank
African Banking Corporation	Bank
Bank of Africa Kenya Ltd	Bank
Bank of Baroda	Bank
Bank of India	Bank
Central Bank of Kenya	Bank
Charterhouse Bank Ltd	Bank
Citibank N.A.	Bank
Commercial Bank of Africa Ltd	Bank
Consolidated Bank of Kenya Ltd	Bank
Co-operative Bank	Bank
Credit Bank Ltd	Bank
Development Bank of Kenya	Bank
Diamond Trust Bank	Bank
Dubai Bank of Kenya Ltd	Bank
Ecobank Kenya Ltd	Bank
Equitorial Commercial Bank Ltd	Bank
Equity Bank	Bank
Family Bank Ltd	Bank
Fidelity Commercial Bank	Bank
First Community Bank	Bank
Giro Bank Ltd	Bank
Guardian Bank	Bank
Guaranty Trust (Kenya) Ltd	Bank
Gulf African Bank Ltd	Bank
Habib Bank A.G.	Bank
Habib Bank Ltd	Bank
Housing Finance Corporation of Kenya	Bank
Imperial Bank Limited	Bank
Investments and Mortgages	Bank
Jamii Bora Bank Ltd	Bank
Kenya Commercial Bank Ltd	Bank
K-Rep Bank	Bank
Middle East Bank (K) Limited	Bank
NCBA Bank	Bank
National Bank of Kenya	Bank
Oriental Commercial Bank	Bank
Paramount Universal Bank Ltd	Bank
Prime Bank Limited	Bank
Stanbic Bank Kenya Limited	Bank
Standard Chartered	Bank
Trans-National Bank	Bank
UBA Kenya Ltd	Bank
Victoria Commercial Bank Ltd	Bank

Mobile Money

Name	Type
Mobile Wallet (M-PESA)	Mobile Money

Tanzania

Channels: Bank, Momo
Availability: Onramp & Offramp

Onramp

Banks

Name	Type
Absa Bank Tanzania Limited	Bank
AccessBank Tanzania	Bank
Akiba Commercial Bank	Bank
Amana Bank	Bank
Azania Bank	Bank
BancABC Tanzania	Bank
Bank of Africa Tanzania Limited	Bank
Bank of Baroda Tanzania Limited	Bank
Bank of Tanzania	Bank
China Commercial Bank Limited	Bank
Citibank Tanzania Ltd	Bank
CRDB Bank	Bank
DCB Commercial Bank	Bank
Diamond Trust Bank Tanzania	Bank
Ecobank	Bank
Equity Bank (Tanzania)	Bank
Exim Bank (Tanzania)	Bank
First National Bank of Tanzania	Bank
Guaranty Trust Bank (Tanzania) Limited	Bank
Habib African Bank	Bank
I&M Bank (Tanzania)	Bank
International Commercial Bank Tanzania	Bank
KCB Bank Tanzania Limited	Bank
Letshego Bank Tanzania	Bank
Maendeleo Bank Ltd	Bank
Mkombozi Commercial Bank	Bank
Mwalimu Commercial Bank	Bank
National Bank of Commerce (Tanzania)	Bank
National Microfinance Bank	Bank
NCBA Bank Tanzania	Bank
People’s Bank of Zanzibar	Bank
Stanbic Bank Tanzania Limited	Bank
Standard Chartered Bank	Bank
TPB Bank Plc	Bank
United Bank for Africa	Bank

Mobile Money

Name	Type
AIRTELMONEYTZ	Mobile Money
AZAMPESA	Mobile Money
HALOPESA	Mobile Money
TIGO	Mobile Money
VODACOM	Mobile Money

Offramp

Banks

Name	Type
Absa Bank Tanzania Limited	Bank
AccessBank Tanzania	Bank
Akiba Commercial Bank	Bank
Amana Bank	Bank
Azania Bank	Bank
BancABC Tanzania	Bank
Bank of Africa Tanzania Limited	Bank
Bank of Baroda Tanzania Limited	Bank
Bank of Tanzania	Bank
China Commercial Bank Limited	Bank
Citibank Tanzania Ltd	Bank
CRDB Bank	Bank
DCB Commercial Bank	Bank
Diamond Trust Bank Tanzania	Bank
Ecobank	Bank
Equity Bank (Tanzania)	Bank
Exim Bank (Tanzania)	Bank
First National Bank of Tanzania	Bank
Guaranty Trust Bank (Tanzania) Limited	Bank
Habib African Bank	Bank
I&M Bank (Tanzania)	Bank
International Commercial Bank Tanzania	Bank
KCB Bank Tanzania Limited	Bank
Letshego Bank Tanzania	Bank
Maendeleo Bank Ltd	Bank
Mkombozi Commercial Bank	Bank
Mwalimu Commercial Bank	Bank
National Bank of Commerce (Tanzania)	Bank
National Microfinance Bank	Bank
NCBA Bank Tanzania	Bank
People’s Bank of Zanzibar	Bank
Stanbic Bank Tanzania Limited	Bank
Standard Chartered Bank	Bank
TPB Bank Plc	Bank
United Bank for Africa	Bank

Mobile Money

Name	Type
AIRTELMONEYTZ	Mobile Money
AZAMPESA	Mobile Money
HALOPESA	Mobile Money
TIGO	Mobile Money
VODACOM	Mobile Money

Uganda

Channels: Momo only
Availability: Onramp & Offramp

Onramp

Mobile Money

Name	Type
Mobile Money	Mobile Money

Offramp

Mobile Money

Name	Type
Mobile Money	Mobile Money

Botswana

Channels: Bank, Momo
Availability: Onramp & Offramp

Onramp

Banks

Name	Type
ABSA Bank Botswana	Bank
Access Bank	Bank
Bank Gaborone Limited	Bank
Bank of Baroda Botswana	Bank
Barclays Bank	Bank
First Capital Bank Botswana	Bank
First National Bank	Bank
Stanbic Bank	Bank
Standard Chartered Bank Botswana Limited	Bank

Mobile Money

Name	Type
Mobile Money	Mobile Money

Offramp

Banks

Name	Type
ABSA Bank Botswana	Bank
Access Bank	Bank
Bank Gaborone Limited	Bank
Bank of Baroda Botswana	Bank
Barclays Bank	Bank
First Capital Bank Botswana	Bank
First National Bank	Bank
Stanbic Bank	Bank
Standard Chartered Bank Botswana Limited	Bank

Mobile Money

Name	Type
Mobile Money	Mobile Money

Cameroon

Channels: Momo
Availability: Onramp & Offramp

Onramp

Mobile Money

Name	Type
Mobile Wallet	Mobile Money

Offramp

Mobile Money

Name	Type
Mobile Wallet	Mobile Money

Malawi

Channels: Momo
Availability: Onramp & Offramp

Onramp

Mobile Money

Name	Type
Airtel	Mobile Money
TNM	Mobile Money

Offramp

Mobile Money

Name	Type
Airtel	Mobile Money
TNM	Mobile Money

Zambia

Channels: Momo
Availability: Onramp & Offramp

Onramp

Mobile Money

Name	Type
MTN	Mobile Money
Zamtel	Mobile Money
Airtel	Mobile Money

Offramp

Mobile Money

Name	Type
MTN	Mobile Money
Zamtel	Mobile Money
Airtel	Mobile Money

Côte d’Ivoire

Channels: Momo
Availability: Onramp & Offramp

Onramp

Mobile Money

Name	Type
Moov	Mobile Money
Wave	Mobile Money
Orange	Mobile Money
MTN	Mobile Money

Offramp

Mobile Money

Name	Type
Wave	Mobile Money
Orange Money	Mobile Money
MTN Mobile Money	Mobile Money
VISA / MasterCard	Mobile Money
Moov Money	Mobile Money
Moov	Mobile Money
Orange	Mobile Money
MTN	Mobile Money

Benin

Channels: Momo
Availability: Onramp & Offramp

Onramp

Mobile Money

Name	Type
MTN	Mobile Money
Moov	Mobile Money

Offramp

Mobile Money

Name	Type
MTN	Mobile Money
Moov	Mobile Money
MTN Mobile Money BJ	Mobile Money

Burkina Faso

Channels: Momo
Availability: Offramp

Offramp

Mobile Money

Name	Type
Moov Money	Mobile Money
Orange Money	Mobile Money

Togo

Channels: Momo
Availability: Onramp & Offramp

Onramp

Mobile Money

Name	Type
TogoCell	Mobile Money
Moov	Mobile Money

Offramp

Mobile Money

Name	Type
Flooz TG	Mobile Money
Tmoney TG	Mobile Money
TogoCell	Mobile Money
Moov	Mobile Money

Mali

Channels: Momo
Availability: Offramp

Offramp

Mobile Money

Name	Type
Moov Money	Mobile Money

Senegal

Channels: Momo
Availability: Offramp

Offramp

Mobile Money

Name	Type
Orange	Mobile Money
Wave	Mobile Money
Free	Mobile Money

South Africa

Channels: Bank
Availability: Offramp

Offramp

Banks

Name	Type
Absa Bank	Bank
African Bank	Bank
Albaraka Bank	Bank
Bank of Athens	Bank
Bank of Namibia	Bank
Barclays Bank	Bank
Bidvest Bank	Bank
Capitec Bank	Bank
Central Bank of Lesotho	Bank
Citi Bank	Bank
Discovery Bank Limited	Bank
Finbond Mutual Bank	Bank
First National Bank (South Africa)	Bank
First National Bank Lesotho	Bank
First National Bank Namibia	Bank
First National Bank Swaziland	Bank
FirstRand Bank Limited	Bank
Grinrod Bank	Bank
HSBC Bank	Bank
Investec Bank	Bank
JP Morgan Chase Bank	Bank
Meeg Bank	Bank
Mercantile Bank Limited	Bank
MTN Banking	Bank
Nedbank (South Africa)	Bank
Old Mutual	Bank
Peach	Bank
Postbank	Bank
Rand Merchant Bank	Bank
RMB Private Bank	Bank
SA Post Bank (Post Office)	Bank
Sasfin Bank Limited	Bank
South African Bank of Athens Limited	Bank
Standard Bank (South Africa)	Bank
Standard Bank Namibia	Bank
Standard Chartered Bank	Bank
State Bank of India	Bank
Tyme Bank	Bank
Ubank	Bank
Unibank	Bank
VBS Mutual Bank	Bank

​Payment Methods

​Currency Support

​Individual

​KYC Fields

​Nigeria Requirements

​Business

​KYB Fields

​Financial Institutions

​Nigeria

​Offramp

​Onramp

​Kenya

​Offramp

​Tanzania

​Onramp

​Offramp

​Uganda

​Onramp

​Offramp

​Botswana

​Onramp

​Offramp

​Cameroon

​Onramp

​Offramp

​Malawi

​Onramp

​Offramp

​Zambia

​Onramp

​Offramp

​Côte d’Ivoire

​Onramp

​Offramp

​Benin

​Onramp

​Offramp

​Burkina Faso

​Offramp

​Togo

​Onramp

​Offramp

​Mali

​Offramp

​Senegal

​Offramp

​South Africa

​Offramp

Payment Methods

Currency Support

Individual

KYC Fields

Nigeria Requirements

Business

KYB Fields

Financial Institutions

Nigeria

Offramp

Onramp

Kenya

Offramp

Tanzania

Onramp

Offramp

Uganda

Onramp

Offramp

Botswana

Onramp

Offramp

Cameroon

Onramp

Offramp

Malawi

Onramp

Offramp

Zambia

Onramp

Offramp

Côte d’Ivoire

Onramp

Offramp

Benin

Onramp

Offramp

Burkina Faso

Offramp

Togo

Onramp

Offramp

Mali

Offramp

Senegal

Offramp

South Africa

Offramp